Loan Options
Explore a variety of mortgage loan options tailored to fit your unique needs. Our expert team is here to guide you through the process, ensuring you find the perfect solution for your home financing goals.
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Finding the right loan for you
Choosing the right mortgage loan is essential for maintaining financial stability and achieving long-term homeownership goals. The right mortgage can save you thousands of dollars in interest and fees, making your monthly payments more manageable. Additionally, a well-chosen mortgage aligns with your budget and lifestyle, reducing financial stress. This enhances your overall quality of life and makes homeownership more enjoyable. Please call us today to speak to an expert loan officer and discover the best options for you!
Possibility starts here. Get approved for your mortgage.
Embrace your future. Get pre-approved for your dream home today.
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Mortgage Types
Know Your Options
FHA
An FHA loan, insured by the Federal Housing Administration, requires lower down payments and offers flexible credit requirements.
VA
A VA loan is a mortgage from the U.S. Department of Veterans Affairs with no down payment and competitive rates for eligible veterans, active-duty service members, and certain spouses.
CONVENTIONAL
A conventional loan is a mortgage not insured by a government agency. This is the most common option for home purchasers.
USDA
A USDA loan is a mortgage backed by the U.S. Department of Agriculture, designed to help buyers in rural areas.
Connect with one of our White Oak Mortgage specialists today to find the best option for you.
